Insurance Claim on Cobra
Posted: Wed Dec 10, 2025 9:13 pm
As this is a different phase of my collision I have started a new thread.
Using the State Farm app. I noticed that it indicated that an estimate was written, but when I checked it was showing only a zero balance minus my deductible. So, I called the agent assigned to me, and after a bit of time on hold she told me that the claim has been transferred to another department that handles total losses.
I really didn't want to hear that. There are lots of scenarios with this path of settlement, so I won't list all the things that can go wrong or right at this time.
I was told by the old agent that she had put in a request to have the new agent call me with a status on the claim, but no call came today.
As the estimate that I had made up is only 1/2 of the value that I insured for I still have some leverage in not having the car totaled.
Totaling a car caused lots of things to come into play. I'll go into that if I need to...Still hoping for getting things to go my way.
Ken
Using the State Farm app. I noticed that it indicated that an estimate was written, but when I checked it was showing only a zero balance minus my deductible. So, I called the agent assigned to me, and after a bit of time on hold she told me that the claim has been transferred to another department that handles total losses.
I really didn't want to hear that. There are lots of scenarios with this path of settlement, so I won't list all the things that can go wrong or right at this time.
I was told by the old agent that she had put in a request to have the new agent call me with a status on the claim, but no call came today.
As the estimate that I had made up is only 1/2 of the value that I insured for I still have some leverage in not having the car totaled.
Totaling a car caused lots of things to come into play. I'll go into that if I need to...Still hoping for getting things to go my way.
Ken
